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Mr. Ragley holds a Bachelors of Business Administration degree in Marketing from St. Bonaventure University, St. Bonaventure, NY, and a Masters of Business Administration degree from the University of North Carolina Charlotte.  After spending six years as operations/marketing manager of a Charlotte, NC, machinery manufacturer he formed Leasing Resources, Inc. (LRI).  He has been the President of LRI since 1995.  LRI is a general lessor focusing on vendor programs for small to medium size manufacturers and distributors of business essential equipment.  Since inception, LRI has funded over $100 million in leases to its base of nearly 1250 end users.

Mr. Cooper was raised and educated in New Jersey, and later attended college at St. Petersburg College, in Clearwater, FL, where he majored in business administration.  He worked for a family business, Cooper Equipment Company in Hartford, CT, starting as a commissioned sales person and later rising to a management position.  During his four years there, he helped implement a leasing program to add value to the company’s offerings.

Mr. Cooper relocated to Florida where he met his wife, Debbie, and started a family.  In 1990, Mr. and Mrs. Cooper started Alternative Capital in Orlando, FL, and relocated their business to Tampa, FL, in 2005.  Alternative Capital was founded on a vision of customer service and retention and has developed a number of processes designed to stream-line the leasing experience for their customers.

Alternative Capital joined OneWorld Business Finance in 2005 with the goal of helping other like-minded leasing professionals build a world-class business finance organization.  Mr. Cooper has served on the OneWorld membership committee which identifies potential new members for the co-op, and now is on the board of directors.  Mr. Cooper is a NAELB Master Member, and serves on many regional Chambers of Commerce.

Ms. Jolicoeur began her sales career in the office equipment field and quickly moved into the position of Sales Manager.  She entered equipment leasing in 1978 as the Branch Manager for the Michigan office of Master Lease Corporation. 

In 1985 Ms. Jolicoeur began Target Equipment Leasing, Inc. now located in Farmington Hills, MI.  The company specializes in small ticket leases of equipment including construction equipment, trucks, machine tools, graphic equipment, and general office equipment. 

Ms. Jolicoeur is very active in her industry and community.  She is active on the membership committee of the NAELB.  She has been named one of Oakland County’s “Wonder Women” by the Women’s Survival Center.  She was also awarded the 1992 Athena Award from the Oakland County Chamber of Commerce and the 1997 Athena Award from the Farmington Hills Chamber of Commerce.  Ms. Jolicoeur is a member of the Oakland County Business Roundtable.  Governor Engler appointed her to the Michigan Strategic Fund Board in May of 1994 where she served until March of 2004.  She also served as a member of the Small Business Advisory Board to the Federal Reserve Bank of Chicago. 

Ms. Jolicoeur was a volunteer with Michigan Metro Girl Scouts for 7 years and served on their fund development committee.  She is a former Religious Education Teacher, and a current member of St. Owen in Birmingham.  Ms. Jolicoeur, along with her late husband Don Jolicoeur, has four children and six grandchildren.

Mr. Rios is President of Prolease, located in Newport Beach, California.  With over 20 years in the commercial equipment leasing industry, he spearheads the company’s marketing efforts, risk management, and credit department.  Prolease focuses on key vendor relationships and builds long term lessee relationships in a wide variety of industries.   

Before entering the leasing industry, Mr. Rios was a Vice President of Sales/Marketing, Western Region for Shaw Industries.   

Mr. Rios is currently Treasurer of OneWorld Business Finance and has served on the Board for 2 years.  Prolease is a proud member of the leasing co-op and has actively contributed to the growth of this organization. 

Mr. Rios is actively involved in his local community and has served for several years as a Trustee at The Pegasus School.  He currently serves as Co-President of the Navigators, a parent group that supports Newport Harbor High School’s Educational Foundation. Mr. Rios is also very involved with the local youth baseball association and has served as its President for two terms.  

David Stearns, Director Emeritus

Mr. Stearns has been in the leasing industry since 1987, initially working for a bank-owned leasing company in Chicago, and subsequently two printing-related manufacturers for whom he helped create in-house customer finance departments.

Drawing upon this experience, Mr. Stearns formed a consulting firm, American Leasing Alliance, Inc. in 1997, which was chartered to help manufacturers and dealers create captive finance programs.  He has successfully launched and has been involved in creating programs for several of the largest printing-related manufacturers in the industry (FUJIFILM, Scitex, Indigo, Kodak, xpedx, Nur, & Sericol).

Mr. Stearns holds a Bachelor of Science degree in Business Administration from Marquette University and a Masters of Business Administration from Keller Graduate School of Management.

Mr. Stearns is a founder of OneWorld Business Finance, and is active with OneWorld as a board member.

Kip Amstutz, Board Member

Marc Keepman is a 31 year veteran of the equipment leasing and finance industry.  He is an active member of ELFA and NAELB.  Mr. Keepman has founded two equipment leasing companies-Sunrise Leasing Corporation which was taken public and later sold to a private party, and KLC Financial, Inc.  He is currently president of KLC Financial, a 22 year old general equipment leasing company, located in Minnetonka, MN.  KLC Financial specializes in leasing manufacturing, construction, restaurant, and office equipment to companies located throughout the United States.  Mr. Keepman works with hundreds of banks and financial institutions and has structured transactions and funded over $1B in equipment during his career.

Mr. Keepman is a graduate of the University of Wisconsin, Madison, with a Bachelors degree in Economics.  He started his career in banking before moving into the leasing business.  He serves on the OneWorld Business Finance board of directors and is an active member of his community.  He is raising a family of 5 children, and spends much of his time in Boy Scouting leadership roles.  His leisure time pursuits include skiing, hiking, camping, hunting, reading and music.